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The easy access to victims is the reason they are readily stalked by fraudsters—whether you use a smartphone or a computer, are logged into social media or pay online bills, buy gadgets from an ecommerce website, or withdraw money from an ATM, you are a sitting duck.

It helps if you have poor tech skills, trust freely and are lured by easy money.

S., manufactures around 60 percent of the 95 million cards it issues each year.

If you provide us with the personal information of any other passengers, you must have the authority of those passengers to do so or, if the passengers are under the age of 18, you must be their parent or legal guardian.

Ned Lindsey, Chase’s managing director of customer fulfillment, runs the Ohio plant and a sister facility in Texas. 24, Lindsey noticed something strange—card requests were coming in at an extremely high rate, all for the Reserve.

“We were seeing demand that was eight- to tenfold more than what we expected,” he says. Since July, a fever had been building on social media among points-and-miles obsessives aware that Chase was preparing a premium card—one that would sit above its already-popular Sapphire Preferred, and offer rewards to match.

Almost a month before Chase introduced Reserve, the community discovered the card’s perks through some leaked information: a sign-up bonus of 100,000 points, triple points on travel and dining, airport lounge memberships, and credits that offset a 0 annual fee, among other goodies.

Privacy notice: The personal information you provide on Cruise Personalizer (and any additional information you provide in the event we ask for further details) is collected to update pre-cruise information and to administer your cruise.

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